On-ramp
Connect fiat funding with digital asset conversion. Discuss funding currency, payer identity, source of funds, and the designated receiving wallet.
Explore this service↗ON-RAMP / OFF-RAMP / PAYMENTS
Fiat & crypto.
Connected.
Both ways.
EPH Payments provides on-ramp, off-ramp, and payment services connecting fiat and digital assets. Start with your funding, conversion, and payout requirements.
COLORADO, UNITED STATESOn-ramp · Off-ramp · Payments
SCROLL TO EXPLORE ↓Connecting fiat funding, digital assets, and payments.
01 /Our services
Two directions.
One connected perspective.
Move from fiat to digital assets, from digital assets back to fiat, and between business counterparties. Each arrangement starts with your specific requirements.
Off-ramp
Convert digital assets for fiat settlement. Align asset origin, wallet ownership, beneficiary details, and payout requirements.
Explore this service↗Payment services
Support business payment and settlement requirements. Define the payment purpose, recipient, currencies, and agreed service structure.
Explore this service↗Service availability, currencies, assets, fees, and settlement terms are confirmed individually, subject to eligibility and applicable requirements. This website does not execute transactions.
SERVICE EXPLORER /Choose your direction
Every route. In detail.
Understand the purpose, preparation, and settlement destination for each service before starting a conversation.
FIAT → DIGITAL ASSETS
On-ramp
TYPICAL REQUIREMENTS
WHAT TO PREPARE
The checklist is a preparation guide. Final document requirements and service availability depend on the individual case.
Know the source
Describe who is funding the transaction, the origin of funds, and the account or wallet used.
Agree the terms
Confirm the requested asset, network, amount, applicable quote, and fees before any transaction.
Identify the destination
Confirm the beneficiary, receiving account or wallet, and transaction purpose.
02 /How value moves
Fiat to crypto.
Crypto to fiat.
Explore both directions of the funding and settlement journey, together with a business payment workflow. Select a route to see its key stages.
EPH / FLOW EXPLORERCONCEPT VIEW
Fiat funding
Review & conversion
Receiving wallet
Payer identity & source of funds
Designated digital asset wallet
Illustrative workflow only. It does not represent a live transaction, an available banking route, or a guaranteed settlement time.
03 /Our approach
Clarity before
complexity.
The right conversation begins with understanding the business behind the payment.
[ 01 ]
Understand
Define the business activity, counterparties, transaction purpose, and markets involved.
[ 02 ]
Assess
Identify verification needs, funding evidence, and the responsibilities of each participant.
[ 03 ]
Align
Discuss the proposed structure, commercial terms, and scope of any service arrangement.
[ 04 ]
Document
Establish a clear record of agreed terms and relevant transaction documentation.
PLANNING TOOLS /Understand the numbers
Make the costs
visible.
Explore how a percentage fee and fixed charges affect a settlement amount. Adjust every input to match the terms you want to evaluate.
Illustrative calculation only. These default values are not EPH prices or a quote. USD is the unit of calculation; no exchange rate or token conversion is applied.
Percentage fee
Percentage fee amount
Total estimated charges
Estimated net amount (USD)
04 /The company behind EPH
A distinct identity.
A clear foundation.
EPH Payments is the website brand of Empty Pockets Paint Horse and Boarding LLC. Our company information is presented clearly so prospective counterparties can identify the legal entity behind the brand.
- Legal entity
- Empty Pockets Paint Horse and Boarding LLC
- Brand
- EPH Payments
- Address
- 1748 Dave Wood Road
Montrose, CO 81403-9490
United States - Focus
- On-ramp / Off-ramp / Payment services
QUESTIONS /Before your next move
A little more clarity.
What is the difference between on-ramp and off-ramp?
On-ramp moves from fiat funding into digital assets. Off-ramp moves from digital assets into fiat settlement. The exact funding and settlement arrangements are confirmed for each service.
Can individuals and businesses enquire?
Yes. Identify whether you are acting personally or for a business in your request. Eligibility and verification requirements are assessed for the applicant and the intended activity.
Which currencies, assets, and networks are available?
Include your requested fiat currency, digital asset, and blockchain network in the brief. Availability is confirmed individually. A requested asset or network is not automatically a supported route.
What are the fees and settlement times?
Fees and expected settlement timing are confirmed for the proposed route and transaction. They may depend on the amount, banking hours, network conditions, and review requirements. The website calculator is illustrative only.
What information should I prepare?
Start with your identity or company information, business activity, transaction purpose, source of funds or assets, and the proposed beneficiary. The service explorer provides a downloadable preparation checklist.
Can I fund from a third-party account?
Disclose the actual payer, beneficiary, and relationship between them before proceeding. Any third-party funding or payout arrangement requires specific review; do not assume it is permitted.
Is an API or virtual account available?
If you need API access, virtual accounts, or batch payouts, select the relevant requirements in your brief. Their availability, scope, and implementation terms must be confirmed before integration.
Does this website accept funds or submit applications?
No funds or identity documents are collected here. The brief is generated on your device for you to download and share. Downloading it does not send an application or create an account.
COMPLIANCE CENTER /Prepare with clarity.
Before you move funds.
Understand the requirements, prepare your records, and confirm your route before sending money or digital assets.
U.S. MSB & state authorization
FinCEN registration is a federal registration requirement, not a government endorsement or a substitute for required state licenses. Request current entity-specific registration and route authorization details before engaging a service.
Check the official MSB registry ↗BSA / AML requirements
Applicable MSB obligations include a written, risk-based AML program, compliance responsibility, staff training, independent review, and applicable reporting and recordkeeping. This public summary does not attest to an audit or certify implementation.
Read the AML policyIdentity, funds & sanctions
Expect questions about identity, ownership, transaction purpose and funds. Applicable U.S. sanctions can affect both fiat and digital-asset transactions. Never split payments to evade checks or misstate a payment purpose.
Payment compliance termsPreparation self-check
A preparation guide only. No identity verification, sanctions screening, legal eligibility determination or transaction approval is performed here.
Transaction readiness checklist
Choose a service to build a checklist. Checkmarks stay in this page only and reset when it is closed or reloaded. No documents are uploaded.
Fee & settlement guide
Service fee + exchange spread + third-party charges
Request the full cost and expected net receipt in writing. The calculator does not include an exchange-rate spread unless you enter it in your assumptions. Bank, intermediary and blockchain charges may be separate.
Confirm instructions before funding
Confirm the currency, asset, network, beneficiary, quote expiry and settlement conditions through an independently verified contact. Do not rely on changed instructions received from an unknown email address.
Ask compliance
Choose a topic to open an email draft. Nothing is sent automatically. Ask for a secure channel before sharing sensitive records.
Open email draftLEGAL & COMPLIANCE /Clear information. Informed decisions.
Know where you stand.
Read the terms, privacy information, eligibility expectations and risks relevant to your next step.
07 / ↗
Payment compliance terms
Records, screening, funding instructions and customer protections.
01 / ↗Website & service terms
Scope, eligibility, fees and customer rights.
02 / ↗Privacy & cookies
How the current website handles your information.
03 / ↗AML / KYC & sanctions
Identity, funding evidence and acceptable use.
04 / ↗Risk disclosure
Digital asset, transfer and settlement risks.
05 / ↗Complaints & enquiries
Contact routes, records and escalation.
06 / ↗Company disclosures
Legal entity, registration and service availability.
Updated 15 October 2026 · Available in English, Spanish and Brazilian Portuguese.
CONTACT EPH PAYMENTS
The right conversation.
The right team.
Connect with the team for your enquiry, or prepare a brief to share by email.
Download your brief, then email it to our business team.
01 / PARTNERSHIPS
Business & partnerships
On-ramp, off-ramp, commercial enquiries and institutional partnerships.
02 / SUPPORT
Customer support
Onboarding progress, funding, payouts and transaction enquiries.
03 / COMPLIANCE
Compliance & privacy
KYC / KYB, information requests, regulatory and privacy enquiries.
04 / RESOLUTION
Complaints & resolution
Raise a service concern or submit a formal complaint for review.
Email links open your email app. For sensitive documents, ask the relevant team for a secure submission channel. Never send passwords, private keys or seed phrases.